Credit Analyst Resume Sample & Guide (20+ Tips)

You see through the double blinds and creative accounting to reveal the financial health of a person or business. Prove it with this attractive sample credit analyst resume.

Tom Gerencer

Career Expert

Updated 11/17/2021

As seen in:

Credit Analyst Resume Sample

Maurice Kostrzewski, Credit Analyst

maurice.q.kostrzewski@gmail.com

linkedin.com/in/mauriceqkostrzewski

775-287-0980

Professional Summary

Insightful credit analyst with 4+ years of experience. Skilled in accounting, finance, and MS Excel. Seeking to improve analysis at South Northern Alliance Bank. At Credit Two Bank, helped slash losses by $150M per year by driving delinquency levels below 1%. Cut overdue accounts by 20%.

Work Experience

Credit Analyst

Credit Two Bank

March 2016–May 2019

Worked on program to slash losses by $150M a year. Drove delinquency levels below 1% by switching to real-time paperless data and spearheading recurring payment drive.
Raised ROI for investment accounts by 15% in 5 months by using UAFRS accounting to pull apart disparate financial statements.
Slashed overdue accounts by 20% by developing more robust list of payment options.
Trained 15 risk management employees on collection and credit best practices.

Credit Analyst

Crystal Capital, Inc.

Jan 2015–Feb 2016

Managed a portfolio of 800 public and private companies with credit lines from $20K and $5M.
Lowered credit losses by 22% by analyzing delinquent accounts and taking preemptive action based on system of warning signs.

Education

2010–2014 University of Nevada

Bachelor of Science in Accounting

Maintained 4.0 average in accounting and finance classes.
Secretary, student investing club.

Skills

Technical Skills: Accounting, finance, MS Excel, quantitative analysis
Soft Skills: Interpersonal skills, problem solving, stress management, communication

Activities

My book, “Analyze Like a Billionaire” was a bestseller on Amazon for 15 weeks.
At AFP Con 2017, spoke on panel about uniform accounting.

Are you sure you need a resume for credit analyst jobs? See our guides:

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Sample Credit Analyst Resume—See more templates and create your resume here.

One of our users, Nikos, had this to say:

[I used] a nice template I found on Zety. My resume is now one page long, not three. With the same stuff.

Here’s how to write a credit analyst resume that gets jobs:

1. Select the Best Credit Analyst Resume Format

Credit analysts assess the creditworthiness of people, companies, or securities. They typically work for financial institutions like banks, credit rating agencies, credit card companies, and investment companies. A credit analyst resume must show accounting, analysis, tech, and finance skills, plus knowledge of the industry.

Red flag!

Poorly-presented credit analyst resumes get denied.

So—

Format your resume with the reverse chronological resume template. It’s one of the best resume layouts because it lets them analyze your skills quickly.

Put your credit risk analyst resume sections in the right order: heading, summary statement, work history, education, and “bonus” sections.
Use the right resume heading format with name, “Credit Analyst,” and other contact info.
Wondering how to write your address in a resume? In 2019, delete the street and settle for the city where you live.
The best fonts for resume are Dido, Cambria, and Arial, but any highly readable font works well (in 10–12 pt font).

Pro Tip: Save your work as a PDF file resume. Why PDF? That format minimizes aging on your flawless formatting by keeping the layout intact.

2. Write a Credit Analyst Resume Objective or Resume Summary

Big risk.

If you don’t write a good profile on your resume, the hiring team may skim it.

So, lead off with your elevator pitch. Create a professional summary for your resume that pulls in all your finest attributes.

In your credit analyst resume, showcase:

An adjective (insightful, perceptive)
Title (Credit Analyst)
Years of experience (4+, 8+)
Goal (improve analysis)
Skills achievements + numbers (helped slash losses $150M)

In a no experience resume you won’t have lots of credit analyst achievements. So write a career objective for your resume. It’s almost the same, but it spotlights transferable skills.

For instance: as a loan officer, you analyzed the creditworthiness of 100+ businesses per year. Say it!

Pro Tip: How long should a resume be for credit analyst jobs? One page—or more if you’ve got 8+ years of experience.

3. Fit Your Resume to the Credit Analyst Job Description

Windfall!

Hiring managers read too many generic credit analyst resumes.

Make yours different and you win.

But—

It must be different in a certain way.

Here’s how to target a resume for credit analysts to the role:

Make your resume job descriptions match what they’re asking for.
Do they list the job title “Credit Risk Analyst?” Then you should say that in your job descriptions, too.
You need accomplishments to put on your resume, but again, they have to fit. If they’re really excited about pivot tables, show how you used them to save $1.2M.
Numbers and percents are vital to show you’ve got skills.

Pro Tip: Write your resume for credit analysts with action words like “worked on, raised, slashed, trained,” and “managed” to keep things readable.

4. Invest in Your Credit Analyst Resume Education Section

Go for broke.

Don’t do the cookie-cutter thing.

Your credit analyst resume should show a degree, a school name, and attendance dates.

But it can’t stop there.

Did you keep a 4.0 average in accounting and finance classes?

That belongs on a resume for credit analyst jobs.

See, your resume educational background must show achievements, too.

Pro Tip: Did you just walk with a business degree last month? You can show more detail in your education section to make it take up more space on the page.

5. List Credit Analyst Skills in Your Resume

Here’s a list of skills for a resume for credit analyst jobs:

Credit Analyst Resume Skills

First, list hard skills on your resume:

Accounting
Finance
Mathematics
Computer skills
Industry knowledge
Microsoft Excel
PowerPoint
Multitasking
Quantitative analysis
Gathering financial information

Then add soft skills:

Pro Tip: Make sure you use both soft and hard skills in your resume. Put them in a list in your skills section. But ground them with achievements in your bullet points.

When making a resume in our builder, drag & drop bullet points, skills, and auto-fill the boring stuff. Spell check? Check. Start building a professional resume template here for free.

Create my resume now

When you’re done, Zety’s resume builder will score your resume and tell you exactly how to make it better.

6. Add “Other” Sections to Your Credit Analyst Resume

Diversify.

Your credit analyst resume needs added sections.

Try a few of these:

Activities
Conferences
Professional associations
Publications
School projects
Freelance jobs
Kudos from managers
Appearances on podcasts or in the media
Business projects
A hobbies list
Awards and/or honors
Sports, fitness
Levels of language proficiency on a resume

Here’s how to list volunteer work on a resume: if it proves credit analyst skills, make it prominent in a full section. If not, make it a bullet point in your “Activities.”

Pro Tip: Adding certifications to a resume is easy when you know how. Put a Credit Analysis Certificate or other central cert in its own section just under “Education.”

7. Send a Cover Letter With Your Credit Analyst Resume

Is a cover letter necessary with a credit analyst resume?

Yes.

But writing a cover letter doesn’t have to make you feel delinquent.

Use these tips for formatting a cover letter:

Put something tempting in the first paragraph of your cover letter. Example: “When I helped slash losses by $150M...”
Then use the second paragraph of your credit analyst cover letter to show more ways you’ll fit into the job.
Knowing how to close a cover letter means asking to be interviewed, and saying what they’ll get out of it. Example: your method that cut overdue accounts by 20%.

Most cover letters are two pages in length, but that’s too long. Make yours half a page.

Each week, send a job application status email. It can be brief, but it needs to call back the most unique thing about your application.

Plus, a great cover letter that matches your resume will give you an advantage over other candidates. You can write it in our cover letter builder here. Here's what it may look like:

See more cover letter templates and start writing.

That’s it!

That’s how to write a credit analyst resume.

What irks you about your resume for credit analyst jobs? What’s the worst piece of criticism you get from potential employers? Give us a shout in the comments. We’d love to talk!

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